Move money. Build finance. Grow everywhere.
AFOS provides modern financial infrastructure for businesses, consumers and platforms to send, receive, manage and move money across Africa.
African markets
Platform reliability
Hours operations
API-first infrastructure
Financial infrastructure for modern Africa.
Explore the AFOS ecosystem. Move money, create accounts, issue cards, build wallets, automate payouts and connect financial APIs.
01
Business Accounts
Modern financial accounts.
02
Digital Wallets
Simple digital money.
03
Card Issuing
Virtual & physical cards.
04
Payments
Move money instantly.
05
Payouts
Automated money movement.
06
Financial APIs
Developer infrastructure.
07
Collections
Collect money efficiently.
08
Multi Currency
Cross-border finance.
09
Treasury
Control liquidity.
10
Financial Data
Insights & analytics.
Accounts
Business finance.
Wallets
Digital finance.
Cards
Payment cards.
Payments
Move money.
Payouts
Automated payouts.
APIs
Developer tools.
Collections
Collect payments.
Global
Cross-border finance.
Treasury
Liquidity control.
Analytics
Financial insights.
B2B
Business infrastructure.
Consumer
Customer finance.
Infrastructure
Modern fintech stack.
Treasury
Financial control.
Analytics
Real-time intelligence.
Africa
Regional payments.
Mobile Money
Mobile financial access.
Billing
Automated billing.
Savings
Digital savings.
Transfers
Fast transfers.
Marketplaces
Marketplace payments.
Customers
Customer wallets.
Connectivity
Financial networks.
Risk
Financial risk tools.
Intelligence
Financial intelligence.
Cross Border
International finance.
QR Payments
Digital acceptance.
Recurring
Recurring payments.
Security
Secure transactions.
Instant Pay
Fast transactions.
Commerce
Business commerce.
Accounts
Customer accounts.
Developers
Developer ecosystem.
Reconciliation
Financial reconciliation.
Data
Financial data.
International
Global payments.
Mobile
Mobile experiences.
Invoices
Smart invoicing.
Protection
Financial protection.
Growth
Scale your business.
Financial infrastructure for ambitious businesses.
Manage money, automate operations and scale across markets without building financial infrastructure from scratch.
- Multi-currency business accounts
- Automated collections and payouts
- Financial reporting and analytics
- Role-based financial controls
Give people a better way to manage money.
Build digital financial experiences that make payments, transfers and wallet management simple.
- Instant wallet experiences
- Send and receive money
- Digital and physical cards
- Transaction history
Put financial services inside your product.
AFOS lets platforms embed accounts, wallets, payments, cards and financial services directly into their customer experience.
Build financial products with APIs.
Integrate AFOS into your applications and create powerful financial experiences without rebuilding the entire financial stack.
POST /v1/payments { "amount": 250000, "currency": "TZS", "recipient": { "phone": "+255700000000" }, "reference": "AFOS-10291" } 201 Created { "status": "success", "transaction_id": "tx_928173" }
Security built into every transaction.
Designed with security, reliability and operational visibility at the core.
Secure infrastructure
Modern infrastructure designed to protect financial operations.
Encryption
Sensitive information is protected throughout the platform.
Access controls
Granular permissions help businesses control financial operations.
Monitoring
Transaction activity and system health are continuously monitored.
Build the future of finance with AFOS.
Whether you're a business, fintech, marketplace or platform, AFOS gives you the infrastructure to move money at scale.